Effective Date: October 8, 2024
Welcome to Moneybinds (“we,” “us,” or “our”). These Terms and Conditions govern your access and use of our website (moneybinds.com) and the web app (app.moneybinds.com), including all services, content, and functionality offered on or through these platforms (collectively referred to as the “Services”).
By using our Services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our Services.
1. Acceptance of Terms
By accessing or using our Services, you affirm that you are fully able to enter into and comply with these terms. If you are using the Services on behalf of a business or entity, you represent that you have the authority to bind such entity to these Terms.
2. Changes to Terms
We reserve the right to change, modify, or update these Terms at any time. We will notify users of any significant changes by posting an updated version of the Terms on our website and, where possible, through other communication channels like email or in-app notifications. Continued use of the Services following the changes constitutes your acceptance of the new Terms.
3. User Accounts
To use our core app (the money tracker web app), you must register and create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your device. You agree to accept responsibility for all activities that occur under your account.
We reserve the right to terminate or suspend your account if any information provided is found to be inaccurate, misleading, or in violation of these Terms.
4. Use of Services
You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Services in any way that violates applicable laws or regulations.
- Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.
- Access, tamper with, or use non-public areas of our Services or shared areas that you do not have authorization to access.
- Use any automated systems, including bots, scrapers, or data mining tools, to access our Services without permission.
5. User Data and Privacy
By using our Services, you agree to the collection, use, and sharing of your personal data in accordance with our Privacy Policy. We take reasonable steps to protect your personal data, but you acknowledge that no security measure is entirely foolproof. You are responsible for keeping your account information secure and for any activities that occur under your account.
6. Third-Party Services
Our Services may contain links to third-party websites, tools, or services, including but not limited to Google Analytics, ad networks, or external payment services. We do not control or assume any responsibility for third-party content or privacy practices. Your interaction with third-party services is at your own risk and is governed by the terms and policies of those third parties.
7. Content and Intellectual Property
All content, features, and functionality available through the Services, including text, graphics, logos, and software, are the property of Moneybinds or its licensors and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable, and revocable license to use our Services for personal, non-commercial use.
You agree not to modify, reproduce, distribute, sell, or create derivative works based on any content provided through the Services without prior written consent.
8. User-Generated Content
You retain ownership of any content, data, or information that you upload or submit to the Services, such as financial data (e.g., transactions) entered in the web app. By submitting such content, you grant us a worldwide, non-exclusive, royalty-free, and transferable license to use, display, reproduce, and distribute your content as necessary to provide the Services.
We reserve the right to remove or modify any user-generated content that violates these Terms or is deemed inappropriate, harmful, or unlawful at our sole discretion.
9. Disclaimers
Our Services are provided on an “as-is” and “as available” basis. We do not guarantee that the Services will be error-free, uninterrupted, or meet your expectations. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
While we strive to protect your data, we do not guarantee that unauthorized access, hacking, data loss, or other security breaches will not occur. Read the full disclaimer.
10. Limitation of Liability
In no event shall Moneybinds, its affiliates, directors, officers, employees, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising from or in connection with your use of our Services.
Our total liability to you for any claim arising out of or related to these Terms or the Services will be limited to the amount you paid, if any, for using our Services.
11. Termination
We reserve the right to suspend or terminate your access to our Services, with or without cause, and with or without prior notice, if we believe that you have violated these Terms. Upon termination, your right to use the Services will immediately cease, and you may no longer access your account.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Nepal, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Nepal for any disputes arising out of or related to these Terms or the Services.
13. Changes and Updates
We reserve the right to change or update these Terms at any time. We will notify users of any significant changes by updating the “Effective Date” at the top of this page. You are encouraged to review the Terms periodically.
14. Contact Information
If you have any questions, concerns, or complaints about these Terms, please contact us at:
Email: [email protected]