Effective Date: October 8, 2024
The information provided by Moneybinds (“we,” “us,” or “our”) on moneybinds.com and app.moneybinds.com (collectively, the “Website”) is for general informational purposes only. While we strive to keep the information up-to-date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose.
By using our Website and web app, you agree to the terms outlined in this Disclaimer. If you do not agree, please discontinue use of the Website and services immediately.
1. No Financial Advice
The information provided by our app or website, including insights about your financial transactions and spending patterns, is meant for personal reference and general information purposes only. It is not intended as financial, investment, or legal advice. The financial insights generated by the app are based on user-provided data, and we do not guarantee their accuracy or reliability.
You should not rely solely on the information provided by the app for making financial decisions. We encourage you to consult with a professional financial advisor before making any financial decisions.
2. No Guarantees
While we aim to provide reliable and accurate services, we do not guarantee that the information provided by our app will be free from errors, delays, or interruptions. We are not responsible for any inaccuracies or omissions in the data entered by users or for any actions taken based on the information generated by the app.
3. Third-Party Services
Our app and website may include links to third-party websites, services, or advertising platforms. We have no control over the content, services, or data collection practices of third-party sites and are not responsible for any loss or damage that may arise from your use of such third-party services.
Google Analytics, advertising networks, and other third-party providers may collect user data, such as cookies, to deliver personalized content. These third-party services have their own terms, policies, and practices, which are not governed by us. We encourage you to review the privacy policies and terms of third-party services before interacting with them.
4. User Responsibility
The financial data entered into the app is solely the responsibility of the user. We are not responsible for any incorrect or incomplete data input, nor are we liable for any loss or damage arising from decisions made based on the information provided by the app.
Users are responsible for ensuring the accuracy and completeness of the financial data they enter. The app serves as a tool for tracking personal finances, and it should not be relied upon as an absolute source of truth for financial status or planning.
5. Limitation of Liability
In no event shall Moneybinds or its affiliates, partners, directors, officers, or employees be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Website, app, or any content therein. This includes but is not limited to damages for errors, omissions, interruptions, or inaccuracies in the services provided, or any loss of profits or data, even if we have been advised of the possibility of such damages.
Your use of the Website and app is entirely at your own risk. We assume no liability for any issues that may arise from data inaccuracies, downtime, or loss of information while using our services.
6. Accuracy of Information
The Website and app may contain information, services, and resources related to financial management and personal budgeting. While we strive to ensure that the information presented is accurate and up to date, we make no warranties regarding the accuracy, completeness, or reliability of any content on the Website or app.
We do not guarantee that the financial information generated by the app will always be up-to-date or accurate, as it relies on user-provided data. It is the user’s responsibility to verify all information before making any decisions based on the insights provided by the app.
7. Changes and Updates
We reserve the right to modify this Disclaimer at any time without prior notice. Any changes will be reflected by updating the “Effective Date” at the top of this page. Your continued use of the Website and app following the changes indicates your acceptance of the updated terms.
8. Contact Information
If you have any questions or concerns about this Disclaimer, please contact us at:
Email: [email protected]
Key Points of the Disclaimer:
- No Financial Advice: This section clarifies that the app and website don’t provide professional financial advice, and users should consult experts for financial decisions.
- No Guarantees: The app and website may contain errors or interruptions, and there are no guarantees about the reliability or accuracy of the data.
- Third-Party Services: Mentions that third-party services like Google Analytics or ad networks may collect data and are governed by their own terms.
- User Responsibility: Emphasizes that users are responsible for the accuracy of the data they enter into the app.
- Limitation of Liability: Limits your liability in case of errors, data loss, or any damages resulting from the use of the app.