Effective Date: October 8, 2024
At Moneybinds (“we,” “us,” or “our”), we respect your privacy and are committed to protecting the personal information you provide to us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit/use us.
By using our website and services, you consent to the collection, use, and sharing of your data in accordance with this Privacy Policy. If you do not agree with the terms of this policy, please do not access or use our services.
1. Information We Collect
We collect the following types of information from our users:
- Personal Information: When you sign up for our services, we may collect your name, email address, and other relevant personal details.
- Financial Data: Users input financial data such as transaction amounts, wallet balances, income, and expenses, which are stored securely in our database.
- Behavioral Data: We may collect data regarding how you interact with our website and app, such as your browsing patterns, session times, and interactions. This is done using third-party services like Google Analytics.
- Cookies: We may use minimal cookies to track your preferences and usage patterns. Third-party services like Google Analytics and advertising networks may also set cookies to collect user behavior data.
2. How We Use Your Information
We use the information we collect for the following purposes:
- Service Provision: To allow you to track your financial activities and provide the core functionality of the app.
- Improvement of Services: To understand how users interact with our website and app, allowing us to improve user experience, app features, and overall performance.
- Communication: To send you important updates, announcements, or responses to your inquiries via email.
- Advertising and Analytics: To show relevant ads on our products/in-app/pages and track traffic via tools like Google Analytics. Behavioral data is collected but anonymized, meaning it does not directly identify you.
3. Sharing of Your Information
We do not sell your personal data to third parties. However, we may share your data under the following circumstances:
- Service Providers: We use third-party services such as Appwrite.io for database storage and backend services, Google Analytics for traffic analysis, and potentially other service providers for email communications.
- Legal Obligations: We may disclose your information if required by law, such as to comply with a subpoena or similar legal process.
- Advertising: Third-party ad networks may collect anonymous data to show personalized ads.
4. User Rights
You have the right to:
- Access Your Data: You can request access to the personal data we hold about you.
- Delete Your Data: You can request deletion of your data by contacting us via email.
To exercise these rights, please contact us at [email protected].
5. Data Security
While we do not currently implement encryption, we employ secure storage practices to protect your data. We store all personal and financial data using secure servers provided by Appwrite, which adheres to stringent industry standards and compliances including GDPR, CCPA, HIPAA, and SOC 2.
Enhanced password protection, rate limits, robust permission systems, and HTTPS/TLS are employed to secure your data.
6. Cookies and Tracking Technologies
We may use cookies to improve your experience on our website. Cookies help us understand user preferences and track usage patterns. You can choose to disable cookies through your browser settings, but this may affect your ability to use certain features of our website.
Third-party services like Google Analytics and ad networks may also use cookies to track user behavior and show personalized ads.
7. Age Restrictions
Our services are intended for individuals of all age groups (rated for 3+).
8. Updates to This Policy
We may update this Privacy Policy from time to time. Users are encouraged to review this page periodically for any changes. We may also notify users of major updates via email or an in-app notice.
9. Contact Information
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:
Email: [email protected]